HDFC Bank Loans as on 31/12/2012
Visit the below link HDFC Personal loans
Benifits and Faclilities of the Personal Loans:
Borrow up to Rs 15,00,000 for any purpose, depending on your requirements.
Repay with easy EMIs.
Avail Attractive Interest Rates
Hassle-free Loans - No Guarantor / Security / Collateral required
Speedy Loan Approval.
Flexible repayment options, ranging from 12 to 48 months.
Convenience of service at your doorstep.
Credit Shield.
Personal Accident Cover.
Eiligibility Creteria:
Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector
undertakings and central, state and local bodies:
Eligibility Criteria
Minimum age of Applicant: 21 years
Maximum age of Applicant at loan maturity: 60 years
Minimum employment: Minimum 2 years in employment and minimum 1 year in the current organization
Minimum Net Monthly Income: Rs. 10,000 per month (Rs. 15,000 in Mumbai, Delhi, Bangalore, Chennai and Hyderabad & Rs. 12,000 in Calcutta, Ahmedabad and Cochin)
Documents required:
Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence)
Address Proof (Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
Bank Statements (latest 3 months bank statement / 6 months bank passbook)
Latest salary slip or current dated salary certificate with latest Form 16
Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Engineers, MBA Consultants, Architects, Company Secretaries.
Eligibility Criteria
Minimum age of Applicant: 25 years
Maximum age of Applicant at loan maturity: 65 years
Years in business: 4 to 7 years depending on profession
Minimum Annual Income:
Rs. 100000 p.a.
Documents required:
Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence).
Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate).
Bank Statements(latest 6 months bank statement /passbook)
Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs.
certified by a CA
Qualification proof of the highest professional degree
Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.
Eligibility Criteria
Minimum age of Applicant: 21 years
Maximum age of Applicant at loan maturity: 65 years
Years in business: 5 yrs continuous business experience
Minimum Annual Income: Rs. 1,00,000 p.a.
Available in select cities
Documents required:
Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence)
Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
Bank Statements(latest 6 months bank statement /passbook)
Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
Other Mandatory Documents(Sole Prop. Decl. Or Cert. Copy of Partnership Deed,Cert. Copy of MOA, AOA & Board resolution.)
Self Employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services
Eligibility Criteria
Years in business: Minimum of 3 years in current business and 5 years total business experience
Business must be profit making for the last 2 years
Minimum Annual Income: Rs 100000 p.a.
Available in select cities
Documents required:
Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
Bank Statements(latest 6 months bank statement /passbook)
Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) &
Board resolution (Original).)